Affordable Insurance Solutions - Georgia, Alabama, Mississippi, Ohio, Tennessee, Virginia

Affordable Medicare, Health and Life

Medicare Plans & Individual Health Insurance

Medicare Supplements

Medicare Advantage

Prescription Drug Plans

Individual Health Insurance

Dental and Vision

Indemnity

Hospital Plans

Cancer

Heart Attack

Stroke

Life Insurance

Term Life Insurance

Whole Life Insurance

Burial & Final Expense

Accident Insurance

Living Benefits

Your health and finances are important. That’s why we are completely transparent, offering you affordable Medicare plans, individual healthcare and life insurance.

We are not an 800 number call center selling a few plans even if it’s not a good fit. We are not a mailbox advertisement selling only one thing. We are not calling you, unsolicited, trying to scare you into buying what we sell. We are not your financial planner trying to sell a few plans to round out our business.

We are an independent insurance agent with numerous insurer contracts, who works one-on-one with you to make sure you are getting the most comprehensive coverage at the most affordable price. We are located in Dallas, Georgia and licensed in several states. If we can’t come to you to sit down face to face, we have up to date technology and if you have a computer or smart phone, we can share our computer screen so you see what we see.

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Who doesn’t need need dental and vision coverage? Below are some links to shop for your individual dental and vision needs. You can, also, enroll directly through each link for the plan you choose.

PPO Dental

Most of the dental and vision plans are PPO (Preferred Provider Organization) plans which basically means you can go out of the network of providers. In other words, if the provider is not in-network, he or she may still take the plan. You will need to check first.

HMO Dental

Included, is an HMO (Health Maintenance Organization). The HMO has a lower premium but you have access only to providers that are in-network. If you go out of network, you have no coverage. With the HMO there is a fee schedule but it up to you to make sure the provider follows the fee schedule. The HMO Dental plan can be a wonderful choice but you must be pro-active in your care.

Apply Online

Know what you are paying for

As with any dental and vision plan, some services are not covered. Some plans have waiting periods before certain services are covered. Implants and oral surgery are not available on all plans. Other services such as antibacterial irrigation and bacterial laser irradiation are not covered by all dental plans.

These are just examples and you should always compare plan options to make sure you are applying for the plan that provides the services you need. Additionally, you should always request a treatment plan from your dentist. The treatment plan should include dental billing codes for each procedure as well as what you can expect to pay.

Be Proactive

If the treatment plan seems excessive or you do not understand a charge, ask! Your dentist should openly discuss whether or not a treatment is required or just recommended.